What do you do for a living?<\/p>\n
Working in the financial industry and specifically the insurance and investment sectors over the years has given me the opportunity to work with people from all walks of life. Blue collars. White collars. Business owners. Families who pass down companies throughout the generations. <\/span><\/p>\n And I love it all! There are so many great careers out there; so many unique jobs people have these days.<\/span><\/p>\n So you can imagine how much it stings when I hear about families who lose huge amounts of money because they don\u2019t have disability insurance. <\/span><\/p>\n Make no mistake \u2013 it\u2019s not for everyone. Part of my initial meetings with clients is to ensure they actually need what they\u2019re purchasing. Disability insurance can be a key component to the longterm financial health of your job, your livelihood, and your family. <\/span><\/p>\n Ask yourself:<\/b><\/span><\/p>\n So with that in mind, we can probably agree that in many cases it pays (literally) to have disability insurance. <\/span><\/p>\n What are some not-so-obvious cases?<\/span><\/p>\n Remember above when i mentioned unique jobs? Well, I meant it. People living and working in the lower mainland and all of Canada are finding creative new ways to pursue their passion. Technical startups. Online businesses. Jobs that happen far from the hustle and bustle of an office.\u00a0<\/span><\/p>\n Work in fields that\u2019s not traditionally covered by typical insurance packages can be a huge risk. This risk forces people to think twice about working in a field in which they\u2019re supremely passionate. <\/span><\/p>\n So ask yourself: wouldn\u2019t you rather be happy at your job in the longrun? Sure you would, who wouldn\u2019t? Disability insurance could be the safety net you need to truly take the plunge. <\/span><\/p>\n Most employers will carry benefit packages that cover employees in the event they fall ill. Major diseases such as cancer, stroke, heart disease, and so on will trigger clauses that ensure an employee and his or her family has their major expenses taken care of. <\/span><\/p>\n We\u2019re all aware of life insurance as well, but what about recurring bouts of illness?<\/span><\/p>\n Never before has the workforce encouraged higher awareness of mental illnesses or illnesses that don\u2019t fall under the traditional scope of employee benefits. So whether you\u2019re working as an employee with a recurring illness that isn\u2019t covered or as a contractor who needs a unique set of parameters, disability insurance can be the answer you need to feel secure when you\u2019re at work and<\/i> when you\u2019re not. <\/span><\/p>\n The great thing \u2013 well, maybe great isn\u2019t the right word \u2013 but one of the important aspects of disability insurance is it doesn\u2019t necessarily stop with people. For example, say an illness or accident prevented you from attending to your business \u2013 the lease payment, utilities, insurance premiums, taxes, and so on. Disability insurance is covering you and your livelihood, so it makes sense that your primary source of income is ready and waiting when you\u2019re ready to return. <\/span><\/p>\n Cool, right? <\/span><\/p>\n Look, disability insurance is a touchy subject because no one wants to imagine the worst happening. However, like all levels of insurance, ignoring the possibilities won\u2019t prevent them from happening. <\/span><\/p>\n Think you might benefit from disability insurance? Give me a call!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"What do you do for a living? Working in the financial industry and specifically the insurance and investment sectors over the years has given me the opportunity to work with people from all walks of life. Blue collars. White collars. Business owners. Families who pass down companies throughout the generations. And I love it all!… \n
1. Following Your Dream Job<\/b><\/span><\/h3>\n
2. Recurring Illness<\/b><\/span><\/h3>\n
3. Sudden Business Overhead Expenses<\/b><\/span><\/h3>\n